Complete one simple application to compare business loan offers from our nationwide lender network. Review rates, terms, and funding timelines - then choose the offer that fits your business. Plainfield, NJ 07060.
Compare offers from 75+ lenders. No obligation. No hard pull.
Submit your application (2 min)
View matched lender offers
Select your offer and e-sign
Receive your funds as quickly as the same day!
No. Filling out this form triggers only a soft inquiry, which never affects your credit score. A hard inquiry only occurs if you choose to accept a specific lender offer and formally apply with that lender.
We work with lenders who serve all credit profiles, including businesses with challenged credit histories. You may see higher rates, but options are available. Our network includes lenders specializing in newer businesses and lower credit scores.
After accepting an offer and completing lender verification, funds are typically deposited within 1-3 business days. Some lenders offer same-day funding for qualifying businesses if you finalize the process early in the business day.
The initial form requires no documents. If you accept an offer, the lender will typically ask for business bank statements, tax returns, proof of business ownership, and government-issued ID. Requirements vary by lender and loan type.
Yes. Many lenders in our network work with businesses that have been operating for as little as 3 months. SBA microloans and certain alternative lenders specialize in startup financing. Indicate your time in business on the form for the best-matched offers.
Navigating the loan application process can seem daunting, but treating it as a comparison rather than a hasty choice makes it manageable. Begin with prequalification, assess various terms and payments, and read through the lender's disclosures before you make any commitments.
Utilize a single application to explore offers from various lenders nationwide, and then confirm your predicted monthly payment using the loan payment calculator. Prior to applying, compile your recent financial records so you can accurately relay your revenue and expenses.
Typically, lenders will require your business name, EIN, duration of operations, yearly revenue, and an active business bank account. Having up-to-date bank statements and tax documents ready can expedite your funding and minimize delays after prequalification.
Business loans are governed by federal regulations, including the Truth in Lending Act (TILA) for specific types of loans, as well as the Equal Credit Opportunity Act (ECOA), which helps safeguard against discriminatory practices during the evaluation process. SBA loans additionally offer enhanced protections and standardized conditions through the U.S. Small Business Administration.
Before agreeing to any offer, review the factor rate, total repayment amount, origination fees, timeline for funding, and check if there are penalties for early repayment. Also, you can verify the lender's credentials and submit concerns to the CFPB or the attorney general in your state if lender disclosures appear ambiguous.